Lead Payments in the banking sector

Full Time

Mumbai

Опубліковано 2 weeks назад

Fintech Farm

We are a UK fintech creating successful neobanks in emerging markets in partnerships with local traditional banks. Our success builds upon a best-in-class product, customer experience, emotional engagement, viral marketing, and deep credit decision-making expertise. One of our founders had previously co-founded a highly successful Eastern European neobank with a multi-million customer base. We launched our first market with Leobank in Azerbaijan in 2021, where we have already established market-leading positions. Our next market was Vietnam, where we launched Liobank in early 2023 and gained solid traction. India is our next market, and we are looking to launch in the next six months. We are currently building a core team there.

Why Fintech Farm is a great place to be 

Our ambition. We are looking to become a leading consumer digital bank brand in each market we operate making it easy for consumers to interact with their money. You could be a part of this exciting journey.

Our culture.

Customers. We always go above and beyond to provide an amazing customer experience. We serve our customers the way we would want our mom to be served. And who said that banking has to be boring? We make our apps not just easy but fun to use.

People. We are all business partners in our company. Each of us thinks big, acts as if we own the place, and never takes “No” as an answer. We work with strong individuals whom we empower and trust rather than micromanage. Common sense rather than formal policies prevails in all that we do. We always stay curious and open-minded. We embrace the We over Me culture.

Your Role:

As an accomplished Lead Payments In the banking sector, you will leverage your extensive experience to drive innovative product strategies and solutions for building the new digital bank in India.

What You Will Be Doing:

  • Conduct in-depth analysis of banking products, like QR-payments, p2p and p2m transfers, mobile and utilities payments, account funding, and savings accounts, considering customer needs and market dynamics
  • Develop, refine and implement product strategies, policies, and procedures, ensuring alignment with evolving market trends and regulatory requirements
  • Develop relationships, negotiate commercials and ensure seamless integrations with third-party providers (payment systems, fintech etc)
  • Discuss, order and receive technical documentation (APIs, specifications, etc.) from the partner bank and third-party providers to hand over to the developers’ team
  • Create cash flow and accounting schemes for payment features, build reconciliation and settlement systems with the partner bank and third-party providers
  • Work with cross-functional teams, including technology, marketing and finance, to ensure seamless execution and successful product launches
  • Prepare management and regulatory reports to provide comprehensive insights into product performance
  • Employ data-driven insights to optimise product performance, make informed recommendations on product features, pricing and terms to enhance customer satisfaction and adjust product strategies in line with market and regulatory developments

Who You Are:

  • A proactive and results-driven individual who thrives in a fast-paced environment, capable of overcoming challenges with a positive and energetic attitude
  • Strong analytical abilities and critical thinking skills, with a deep understanding of financial analysis, economics, and banking operations
  • A strategic thinker with a structured approach to problem-solving, consistently seeking innovative solutions to enhance product offerings
  • Excellent communication and presentation skills, enabling effective collaboration with internal teams and external stakeholders

Your Experience:

  • Fluency in English and Hindi
  • 5-7+ years of progressive experience in Product/Project management within the Banking industry and Fintech, demonstrating a track record of successful product launches
  • Solid experience in launching projects on UPI payments as well as mobile, utility, and other payments 
  • Preferably, experience in a startup or fast-paced environment, showcasing adaptability and agility in product management
  • In-depth knowledge of local and international regulations in banking and financial services

What we are offering

Competitive compensation is negotiable depending on the candidate’s level.

You will report to our project director in India and work closely with our partner bank and Payments Business Lead at Fintech Farm. Our partner bank is based in Mumbai, and our central payments and development teams are based in Europe, and you will be a vital bridge between these worlds

If interested, please send your CV and a cover note outlining your motivation and suitability for the role.